Self-invested Personal Pension (SIPP)

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What is a SIPP?

A SIPP gives you more control over how your retirement savings are invested.

With a workplace or private pension, your money is invested for you based on the fund you have chosen. A SIPP allows you to make specific investments yourself, or have it managed by an investment manager.

The type of authorised investments depends on the specific SIPP. Some of the common investment options include:

  • Unit trusts
  • Investment trusts
  • Commercial property
  • Traded endowment policies

Like other personal or workplace pensions, you can start to make withdrawals from the age of 55.

The best method for transferring your UK pension will depend on several factors.

Holborn’s local advisers have the knowledge and experience to help you make an informed decision before transferring your UK pension. Our experts will show you all of the benefits, as well as any negatives associated with transferring.

For more information, please speak with one of our specialist retirement planners.

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