Protect your income and your wellbeing.
Your ability to earn an income is probably your biggest asset. Rarely do people think what would happen if a severe injury or sickness prevented them from earning an income for months or even years.
Medical expenses can be very high, and you shouldn’t forget about the regular living expenses that have to be covered. Costs such as mortgage payments, school tuition fees, car payments, credit cards and other loans all need to be considered.
An income protection insurance policy gives you peace of mind knowing that you are covered against life’s uncertainties. Income protection insurance covers any medical condition 24 hours per day, seven days per week. As your income is the foundation of your way of life, if an unfortunate event occurs, you won’t be able to provide the necessary things to your family.
One of the most important things to ensure for any insurance portfolio is cash flow or income. No one knows if and how much your employer can keep paying you your wage should you become unable to work. Income protection may be your first priority in your insurance portfolio.
An income protection policy could resolve your concerns about giving your loved ones the lifestyle you want, even when you are not in a condition to work. Lost income would be covered, and you or your family would receive monthly payments similar to your salary. Taking out an income protection policy is an intelligent decision to make.
Get in touch with our team of experienced advisers who can help you make that right decision that could change your life.